CHECKING ACCOUNTS
Personal Checking
This checking account has all the basics
you need, plus some nice extras.
- Minimum Opening Balance: $100
- Unlimited check writing
- Monthly Maintenance Fee: None, if
daily minimum balance is $500 or more OR if
average balance is $1,000 or more. Otherwise, $10.
- Monthly Statement with free check images
for easy record keeping
- Visa Debit Card (approval required)
or ATM Card
- Free Internet Banking
- Free Automated Telebanking
- Additional Benefits: Maintain
$2,500 in another personal deposit account such as Savings,
Money Market, CD’s or IRA’s and receive the
Personal Checking Account at no charge.
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Interest on Checking
Earning interest is always a good thing-especially
when you earn it on the funds in your checking account.
- Minimum Opening Balance: $100
- Monthly Maintenance Fee: None, if daily
minimum balance is $1,500 OR if average
balance is $2,500. Otherwise,
$12.
- Unlimited check writing
- Monthly Statement with free check images
for easy record keeping
- Visa Debit Card (approval required)
or ATM Card
- Free Internet Banking
- Free Automated Telebanking
- Additional Benefits: Maintain
$5,000 in another personal deposit account such as Savings,
Money Market, CD’s or IRA’s and receive the
Interest on Checking Account at no charge.
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Senior Checking
After years of careful planning and saving,
you deserve to be treated special. This plan offers
anyone 50 years old and better, an account with no monthly
service charge or minimum balance requirements.
- Minimum Opening Balance: $100
- No minimum balance to maintain
- No monthly maintenance fee
- Unlimited check writing
- Monthly statement
- Visa Debit Card (approval required)
or ATM Card
- Free Personalized Checks
- Free Internet Banking
- Free Automated Telebanking
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Easy Checking
The perfect account for those who want
a hassle free, low cost plan with no minimum balance requirements.
- Minimum Opening Balance: $100
- No minimum balance to maintain
- $6 per month regardless of the balance. After
twelve free checks per statement cycle there is a $.75
fee for each additional check.
- Monthly statement-Check safekeeping
required
- Visa Debit Card (approval required)
or ATM Card
- Free Internet Banking
- Free Automated Telebanking
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Student Checking
A simple low cost plan for busy students
under the age of 21.
- Minimum Opening Balance: $100
- No minimum balance to maintain
- $5 per month regardless of the balance. After
twelve free checks per statement cycle there is a $.75
fee for each additional check.
- Monthly statement-Check safekeeping
required
- Visa Debit Card (approval required)
or ATM Card
- Free Internet Banking
- Free Automated Telebanking
- First order of standard checks at no
charge
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