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Personal Checking     |     Interest on Checking      |     Senior Checking

Easy Checking      |     Student Checking


CHECKING ACCOUNTS
                 
Personal Checking

This checking account has all the basics you need, plus some nice extras.

  • Minimum Opening Balance: $100
  • Unlimited check writing
  • Monthly Maintenance Fee: None, if daily minimum balance is $500 or more OR if average balance is $1,000 or more.  Otherwise, $10.
  • Monthly Statement with free check images for easy record keeping
  • Visa Debit Card (approval required) or ATM Card
  • Free Internet Banking
  • Free Automated Telebanking
  • Additional Benefits:  Maintain $2,500 in another personal deposit account such as Savings, Money Market, CD’s or IRA’s and receive the Personal Checking Account at no charge.

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Interest on Checking

Earning interest is always a good thing-especially when you earn it on the funds in your checking account. 

  • Minimum Opening Balance: $100
  • Monthly Maintenance Fee: None, if daily minimum balance is $1,500 OR if average balance is $2,500.  Otherwise, $12.
  • Unlimited check writing
  • Monthly Statement with free check images for easy record keeping
  • Visa Debit Card (approval required) or ATM Card
  • Free Internet Banking
  • Free Automated Telebanking
  • Additional Benefits:  Maintain $5,000 in another personal deposit account such as Savings, Money Market, CD’s or IRA’s and receive the Interest on Checking Account at no charge.

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Senior Checking

After years of careful planning and saving, you deserve to be treated special.  This plan offers anyone 50 years old and better, an account with no monthly service charge or minimum balance requirements. 

  • Minimum Opening Balance: $100
  • No minimum balance to maintain
  • No monthly maintenance fee
  • Unlimited check writing
  • Monthly statement
  • Visa Debit Card (approval required) or ATM Card
  • Free Personalized Checks
  • Free Internet Banking
  • Free Automated Telebanking

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Easy Checking

The perfect account for those who want a hassle free, low cost plan with no minimum balance requirements.

  • Minimum Opening Balance: $100
  • No minimum balance to maintain
  • $6 per month regardless of the balance.  After twelve free checks per statement cycle there is a $.75 fee for each additional check.
  • Monthly statement-Check safekeeping required
  • Visa Debit Card (approval required) or ATM Card
  • Free Internet Banking
  • Free Automated Telebanking

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Student Checking

A simple low cost plan for busy students under the age of 21.

  • Minimum Opening Balance: $100
  • No minimum balance to maintain
  • $5 per month regardless of the balance.  After twelve free checks per statement cycle there is a $.75 fee for each additional check.
  • Monthly statement-Check safekeeping required
  • Visa Debit Card (approval required) or ATM Card
  • Free Internet Banking
  • Free Automated Telebanking
  • First order of standard checks at no charge

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