Homepage
 
  
  
  
  
  
 
 
 
|
 
 
 
 
 
 

Checking     |     Savings and Money Market     |     Certificate of Deposit

Retirement / IRA      |     Loans      |     Additional Services


CHECKING ACCOUNTS
                 
Personal Checking

This checking account has all the basics you need, plus some nice extras.

  • Minimum Opening Balance: $100
  • Unlimited check writing
  • Monthly Maintenance Fee: None, if daily minimum balance is $500 or more OR if average balance is $1,000 or more.  Otherwise, $10.
  • Monthly Statement with free check images for easy record keeping
  • Visa Debit Card (approval required) or ATM Card
  • Free Internet Banking
  • Free Automated Telebanking
  • Additional Benefits:  Maintain $2,500 in another personal deposit account such as Savings, Money Market, CD’s or IRA’s and receive the Personal Checking Account at no charge.

|     Top of Page     |

Interest on Checking

Earning interest is always a good thing-especially when you earn it on the funds in your checking account. 

  • Minimum Opening Balance: $100
  • Monthly Maintenance Fee: None, if daily minimum balance is $1,500 OR if average balance is $2,500.  Otherwise, $12.
  • Unlimited check writing
  • Monthly Statement with free check images for easy record keeping
  • Visa Debit Card (approval required) or ATM Card
  • Free Internet Banking
  • Free Automated Telebanking
  • Additional Benefits:  Maintain $5,000 in another personal deposit account such as Savings, Money Market, CD’s or IRA’s and receive the Interest on Checking Account at no charge.

|     Top of Page     |

Senior Checking

After years of careful planning and saving, you deserve to be treated special.  This plan offers anyone 50 years old and better, an account with no monthly service charge or minimum balance requirements. 

  • Minimum Opening Balance: $100
  • No minimum balance to maintain
  • No monthly maintenance fee
  • Unlimited check writing
  • Monthly statement
  • Visa Debit Card (approval required) or ATM Card
  • Free Personalized Checks
  • Free Internet Banking
  • Free Automated Telebanking

|     Top of Page     |

Easy Checking

The perfect account for those who want a hassle free, low cost plan with no minimum balance requirements.

  • Minimum Opening Balance: $100
  • No minimum balance to maintain
  • $6 per month regardless of the balance.  After twelve free checks per statement cycle there is a $.75 fee for each additional check.
  • Monthly statement-Check safekeeping required
  • Visa Debit Card (approval required) or ATM Card
  • Free Internet Banking
  • Free Automated Telebanking

|     Top of Page     |

Student Checking

A simple low cost plan for busy students under the age of 21.

  • Minimum Opening Balance: $100
  • No minimum balance to maintain
  • $5 per month regardless of the balance.  After twelve free checks per statement cycle there is a $.75 fee for each additional check.
  • Monthly statement-Check safekeeping required
  • Visa Debit Card (approval required) or ATM Card
  • Free Internet Banking
  • Free Automated Telebanking
  • First order of standard checks at no charge

|     Top of Page     |

SAVINGS/INVESTMENT SERVICES

Your future is worth saving for and we've got some great ways to do it.  At Hillsboro Bank we offer a variety of savings plans and we’ll always be there to help you adapt your accounts as your needs change over time.  We offer several options for saving money with different levels of earning potential and flexibility.

Personal Savings

Earn interest on your money with our regular savings account.  This account provides a simple way to save your hard earned money:

  • Minimum Opening Balance: $100
  • Monthly Maintenance Fee:  $4 unless a daily minimum balance of $300 or more is maintained.
  • Activity Limited to two (2) withdrawals per month.  Each withdrawal over 2 will be assessed a fee of $2 each.
  • Interest Bearing Account

|     Top of Page     |

Minor Savings

Start children on the right path to learn how to mange their money with Hillsboro Bank’s Minor Savings Account.

  • Must be under 18 years of age
  • Minimum Opening Balance: $25
  • No Monthly Maintenance Fee
  • Activity Limited to two (2) withdrawals per month.  Each withdrawal over 2 will be assessed a fee of $2 each
  • Interest Bearing Account

|     Top of Page     |

Christmas Club

No matter how soon they began putting up holiday decorations, it always seems the Holiday Season sneaks up pretty fast.  You can get a jump on the holiday money crunch by opening a Christmas Club Account to start saving early.  It’s easy and you’ll thank yourself for being so smart!

  • Minimum Opening Balance: $10
  • No Monthly Maintenance Fee
  • No withdrawals allowed on the account
  • A check will be mailed on November 15th (or on the nearest business day) of each year for the balance in the account.
  • $10 early closing fee if closed prior to November 15th
  • Interest Bearing Account

|     Top of Page     |

Personal Money Market

Hillsboro Bank’s Money Market Account is the perfect account when you want to increase the earning power of your money, yet still have easy access to it. 

  • Minimum Opening Balance: $2,500
  • Monthly Maintenance Fee:  None, if daily minimum balance is $2,500 or more.  Otherwise, $12
  • Transaction limitations apply.  There is a $5 charge per transaction over the limit, however you have unlimited over-the-counter transactions.
  • Tiered Interest Rates (The Interest Rate for each tier is set by Hillsboro Bank)

|     Top of Page     |

Personal Money Market Plus

Our new Money Market Plus Account is a great way to maintain liquidity while earning a strong interest rate.  This account is designed for those who typically maintain balances of $100,000 or more.

  • Minimum Opening Balance: $100,000
  • Monthly Maintenance Fee:  None, if daily minimum balance is $2,500 or more.  Otherwise, $12.
  • Transaction limitations apply.  There is a $5 charge per transaction over the limit, however you have unlimited over-the-counter transactions.
  • Tiered Interest Rates (The Interest Rate for each tier is set by Hillsboro Bank)

|     Top of Page     |

Certificates of Deposit (CDs)

Hillsboro Bank CDs give you a choice of ways to maximize the interest you earn with a guaranteed rate of interest over a term tailored to your plans.  With a certificate of deposit you will lock in an interest rate on your savings for a fixed period of time.  Our CDs feature competitive rates, a range of maturity dates, an opportunity to reinvest interest and an automatic renewal option.  Contact a Hillsboro Bank Personal Banker for current rates and terms.

|     Top of Page     |

Individual Retirement Accounts (IRAs)
An IRA, or Individual Retirement Account, is a great way to save and plan for your retirement. IRAs offer tax savings and the ability to compound your money through contributions and interest earnings.  We offer flexible terms and competitive rates and will be happy to help you make an informed choice that is best for you.  Contact a Hillsboro Bank Personal Banker for current rates, terms or to discuss additional IRA investment information.

|     Top of Page     |

LOANS

Hillsboro Bank is a locally owned and managed full service community bank that realizes each individual and business has very different borrowing needs. All credit requests are reviewed by local lenders and approved locally giving you the advantage of truly personal service in dealing with your borrowing needs.

Consumer Loans

Hillsboro Bank specializes in the personal touch.  Whatever your personal loan needs, we have a loan program for you. If you are looking to buy a new boat or to refinance your car, we are eager to listen to you. With competitive rates, flexible terms and common-sense underwriting, we will respond to your inquiries promptly. An example of the consumer loans we offer are:

  • Auto Loans
  • Boat Loans
  • RV Loans
  • Construction Loans
  • Deposit Secured Loan

|     Top of Page     |

Small Business /Commercial Loans

At Hillsboro Bank we take pride in investing in our local businesses. Whether you are looking for a loan to help get your business started, or you want to take your business to the next level, Hillsboro Bank has the loan solution that is perfect for your future plans.

For more information, please contact a loan officer at one of our convenient locations:

509 W. Alexander St.
Valrico, FL 33596
Phone: 813-657-8989

1016 Bloomingdale Ave.
Plant City, FL 33563
Phone: 813-707-6506

|     Top of Page     |

ADDITIONAL SERVICES

Hillsboro Bank offers the following services to its customers:

Telebanking

At Hillsboro Bank, your banking isn't limited by our standard hours of operation.  With our TeleBank services, you can use a touch-tone phone any time of day to perform a wide variety of functions on your accounts such as reviewing balances and recent transactions, transfer funds between deposit accounts and make loan payments.  A helpful, automated TeleBank operator guides you through the entire process. It’s easy, just call 813-719-2265 from any touch-tone phone, listen to the welcome message and follow the simple instructions.  If you are traveling or live out of the area you may call toll free at 1-866-678-2308.

|     Top of Page     |

ATM Cards

A Hillsboro Bank ATM Card provides you banking at your fingertips 24 hours a day, seven days a week.  Cash Withdrawals are available wherever the Cirrus®, PLUS, STAR or Presto logos are displayed.  There is no fee for usage at one of Hillsboro Bank’s ATM locations or at Presto ATM locations (including Publix Supermarkets).

Hillsboro VISA Check Card

Withdraw funds from your checking account without ever having to write a check. It's as easy as using a credit card. Our check card is really two cards in one.  Use it as an ATM card along with your personal identification number (PIN) to get cash and perform other transactions or use it as a check to pay for purchases directly from your checking account anywhere Visa® is accepted.

|     Top of Page     |

Safe Deposit Boxes

Annual Rental Fees

3x5

$30.00

3x10

$55.00

5x10

$75.00

10x10

$110.00

Lost Keys

$25.00

Drilling Boxes

At Cost

|     Top of Page     |

Credit Cards

  • Visa and Master Card (Credit is subject to approval)
Overdraft Protection
  • Linking related accounts
Direct Deposit
  • Social Security
  • Payroll
  • Pensions
After Hours Night Depository

|     Top of Page     |

 
Member FDIC |  Equal Housing Lender | Equal Opportunity Lender

Security Statement           |          Privacy Statement          |          Terms & Conditions