Business Checking     |     Business Savings     |     Business Loans

Money Market     |     Certificate of Deposit     |     Additional Services

Businesses - no matter what the size - are made up of people, not brick and mortar. You do business with other people, not a building. So business banking should be about people too. Hillsboro Bank values its business customers and is committed to taking business banking personally.

CHECKING ACCOUNTS

Small Business Checking

The small business account is ideal for Sole Proprietorships, Partnerships or Corporations who have lower checking account activity.

• Minimum Opening Balance:  $100
• Monthly Maintenance Fee:  None, if daily minimum balance is $2,000 or more OR if average balance is $4,000 or more.  Otherwise, $14,
• Activity limited to 150 combined items paid or items deposited per statement cycle.  Each item over the 150 limit will be assessed a fee of $.20 each.
• Monthly Statement with free check images for easy recordkeeping.
• Additional Benefits:  Maintain $6,000 in Business Savings, Business Certificate of Deposit or Business Money Market and avoid the Monthly Maintenance Fee on your Small Business Checking Account

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Commercial Checking Account

The Commercial Checking account is recommended for Sole Proprietorships, Partnerships and Corporations that carry higher balances and have a high volume of activity. 

• Minimum Opening Balance: $100
• Interest Accruals: This account earns a credit to offset fees and other charges for services used.
• Monthly Maintenance Fee: $14, plus $.15 for each item paid and $.11 for each item deposited.
• Monthly Statement with free check images for easy recordkeeping.

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Business Interest Checking Account

The Business Interest Checking account is available to Sole Proprietorships, Non-Profit Companies and Public Entities and is recommended if you want unlimited checking writing and want to earn interest on your funds.

• Minimum Opening Balance: $100
• Monthly Maintenance Fee: None, if daily minimum balance is $2,500 or more, OR if average balance is $5,000 or more.  Otherwise, $16.
• Monthly Statement with free check images for easy recordkeeping
• Additional Benefits: Maintain $10,000 in Business Savings, Business Certificate of Deposit or Business Money Market and avoid the Monthly Maintenance Fee on your Business Interest Checking Account.

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SAVINGS/INVESTMENT SERVICES

Your future is worth saving for and we've got some great ways to do it.  At Hillsboro Bank we offer a variety of savings plans and we’ll always be there to help you adapt your accounts as your needs change over time.  We offer several options for saving money with different levels of earning potential and flexibility. 

Business Savings

Earn interest on your money with our regular savings account.  This account provides a simple way to save your hard earned money:

• Minimum Opening Balance: $100
• Monthly Maintenance Fee:  $4 unless a daily minimum balance of $300 or more is maintained.
• Activity Limited to two (2) withdrawals per month.  Each withdrawal over 2 will be assessed a fee of $2 each.
• Interest Bearing Account

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Business Money Market

Hillsboro Bank offers Money Market Accounts that help make your money work as hard as you do. Earn higher interest rates on larger cash reserves, with easy access by check or telephone transfer. Funds remain totally liquid while earning higher interest based on the balance in the account. 

• Minimum Opening Balance: $2,500
• Monthly Maintenance Fee:  None, if daily minimum balance is $2,500 or more.  Otherwise, $12
• Transaction limitations apply.  There is a $5 charge per transaction over the limit, however you have unlimited over-the-counter transactions.
• Tiered Interest Rates (The Interest Rate for each tier is set by Hillsboro Bank)

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Business Money Market Plus

Our new Money Market Plus Account is a great way to maintain liquidity while earning a strong interest rate.  This account is designed for those who typically maintain balances of $100,000 or more.

• Minimum Opening Balance: $100,000
• Monthly Maintenance Fee:  None, if daily minimum balance is $2,500 or more.  Otherwise, $12.
• Transaction limitations apply.  There is a $5 charge per transaction over the limit, however you have unlimited over-the-counter transactions.
• Tiered Interest Rates (The Interest Rate for each tier is set by Hillsboro Bank)

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Certificates of Deposit (CDs)

Hillsboro Bank CDs give you a choice of ways to maximize the interest you earn with a guaranteed rate of interest over a term tailored to your plans.  With a certificate of deposit you will lock in an interest rate on your savings for a fixed period of time.  Our CDs feature competitive rates, a range of maturity dates, an opportunity to reinvest interest and an automatic renewal option.  Contact a Hillsboro Bank Personal Banker for current rates and terms.

LOANS

Hillsboro Bank is a locally owned and managed full service community bank that realizes each individual and business has very different borrowing needs. All credit requests are reviewed by local lenders and approved locally giving you the advantage of truly personal service in dealing with your borrowing needs.

Business Loans

Hillsboro Bank is dedicated to helping your business grow.  Our goal is to understand your needs and offer solutions specifically structured to fit your business.  With Hillsboro Bank, you have the advantage of local decision-making, local servicing, and prompt response to your business needs.  We can provide you with flexible loan structures and creative solutions larger banks may be unable to offer. Ask us about our wide range of credit services designed to keep your business competitive.  Hillsboro Bank Lenders have extensive experience in Small Business and Commercial lending. Contact a Hillsboro Bank Commercial Loan Specialist today for information on how we can help you grow your business. An example of some of the business loans we offer are:

• Commercial Real Estate Loans
• Commercial Construction Loans
• Commercial Line of Credit
• Commercial Vehicles
• Commercial Equipment
• Commercial Deposit Secured Loan
• Agricultural Loans

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ADDITIONAL SERVICES

Hillsboro Bank offers the following services to its customers:

Telebanking

At Hillsboro Bank, your banking isn't limited by our standard hours of operation.  With our TeleBank services, you can use a touch-tone phone any time of day to perform a wide variety of functions on your accounts such as reviewing balances and recent transactions, transfer funds between deposit accounts and make loan payments.  A helpful, automated TeleBank operator guides you through the entire process. It’s easy, just call 813-719-2265 from any touch-tone phone, listen to the welcome message and follow the simple instructions.  If you are traveling or live out of the area you may call toll free at 1-866-678-2308.

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Safe Deposit Boxes

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Credit Cards

• Visa and Master Card (Credit is subject to approval)

Overdraft Protection

• Linking related accounts

Direct Deposit

• Payroll

After Hours Night Depository

Merchant Services

Accepting credit and debit cards at your business is essential in today's fast paced world! We make it convenient for your customers and efficient for you. We provide competitive pricing, training and technical support to boost your sales with our Credit Card Payment Processing.

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